Since that loss, in 19 games, Alabama has outscored opponents 152-38 in the fourth quarter.
Overall: 11-9 ATS
Breakdown year to date:
401(k): 3-2
Piggy bank: 4-5
Father-in-law: 4-2
If you want to discuss the latest sports news, funny gender differences and personal finance tips, this is your place.
Overall: 11-9 ATS
Breakdown year to date:
401(k): 3-2
Piggy bank: 4-5
Father-in-law: 4-2
Overall: 9-6 ATS
Breakdown year to date:
401(k): 3-1
Piggy bank: 3-3
Father-in-law: 3-2
Overall: 7-3 ATS
Breakdown year to date:
401(k): 3-0
Piggy bank: 2-2
Father-in-law: 2-1
Went 4-1 last week to start the season. Here's this week's installment.
Empty your 401 (k) here:
Oregon -12 at Tennessee
Forget last week’s rehearsal against Tennessee-Martin, this is a lean season for the Big Orange. The Ducks, conversely, are one of the most talented teams in the country. A preseason interview I heard with Oregon coach Chip Kelly had more of a quiet confidence than tired clichés. There is some concern about Oregon traveling across country. Don’t be distracted by the Pac-10’s struggles historically in Knoxville. A week after beating New Mexico 72-0, the Ducks get star RB LaMichael James back following a suspension. As long as this stays under two touchdowns, the Ducks should cover.
Key stat: At least seven players on the Vols’ offense will make their first or second career start against the Ducks.
Pick: Oregon and give the points
NFL: Dolphins -3 at Bills
I know, I know, picking the NFL is easier blindfolded. And it’s more likely a monkey or walrus will have a better record, this is too good to pass up.
The Dolphins are a dark horse pick to win the AFC East, and are slowly turning into a contender under Tony Sparano. The Bills are starting an average quarterback with confidence issues, and a rookie running back. While the Bills averaged four yards per rush last season, it’s the front seven on defense that will let them down against the league’s best Wildcat offense. While C.J. Spiller might have some highlights, and the Bills will give a gritty effort, the Fish will ease to victory, and more importantly, cover.
Pick: Dolphins and give the points
It's OK to dip into the spare piggy bank:
Notre Dame -3.5 vs. Michigan
The public money is flowing big-time toward the Wolverines, (nearly 80 percent) and this is a classic case of going against the public. Don’t ‘chase the tails’ and let stats like these fool you:
· Fighting Irish are 0-4 ATS in their last 4 games in September.
· Fighting Irish are 0-4 ATS in their last 4 vs. Big Ten.
Along those lines, there have been five straight upsets in South Bend in this series, and six straight overall. Again, the Irish are due.
Last week’s win over UConn aside, Michigan’s defense wasn’t that good last year, and lost its best player (Brandon Graham) to the NFL.
Pick: Irish and give the points
Stanford -6 at UCLA
Unless it’s a huge mismatch (see Oregon-Tennessee) home dogs are tough to pass up in college. Toby Gerhart (134 yards, 3 TDs) was the main reason the Cardinal snapped a 5-game losing streak in the series last year. The Bruins have won six straight at home against Stanford by 12 points per game (another reason last year was a Gerhart abberation). Rick Neuheisel is 4-1 against Stanford. UCLA has won six of its last 10 home games against ranked opponents.
Pick: Bruins and take the points
Only touch with your father-in-law's cash:
Alabama -12 vs. Penn State
A true freshman quarterback’s first road game before 100,000+ on a Saturday night at Bryant-Denny? That has turnover-mania written all over it, but that’s what the Nittany Lions are faced with. It would be easier for the Crimson Tide to cover this with Mark Ingram, but the defense will make up for it against PSU’s Robert Bolden. With Bobby Bowden on hand as a guest of Alabama, and it being Bear Bryant’s birthday, that’s a lot to overcome for the blue and white. Lions are 3-9 since 2001 against teams ranked in the top 10, but are 10 of 12 away from home vs. BCS teams (credit: Phil Steele). The main hesitation here is Bama’s offense against a solid Penn State defense that only allowed 20 or more points in three games last season. Not to mention, Penn State is 8-1 on the road the last two seasons.
Pick: Crimson Tide and give the points
Last week: 4-1 (4-1 ATS)
Overall: 4-1 (4-1 ATS)
Breakdown:
401(k): 1-0
Piggy bank: 2-0
Father-in-law: 1-1
Finally, there's a number associated with one of life's all-time questions. It's $75,000.
A recent study, which collected information from 450,000 people surveyed by Gallup, says people who earn $75,000 a year experienced a lot of enjoyment, laughter, smiling and presumably less anger, stress and worry.
When well-being was determined by asking a series of questions about the previous day - whether people had experienced a lot of enjoyment, laughter, smiling, anger, stress or worry, income matters.
In other words, money can buy happiness, but there’s a ceiling. After $75,000, more money didn't seem to buy more - or less - happiness. Of course, poor people might say, 'Give me a winning lottery ticket and see if I'm sad.'
Relationships and health have long been established as elements of life that are priceless. This study's authors have said those are two things to be concerned with after reaching that income level.
While more money helps ease pains such as divorce, poor health and loneliness, simple pleasures are less likely to be appreciated as your income builds.
These surveys always remind me of the billionaires who drive used cars, live in the same house for 40 years, and never moved out of their hometown.
Something that might skew the study is the older you are, the more likely you are to make that kind of cash. And older people are generally happier, according to studies.
The survey also found that: